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ChimeBank.com upgrade to Chime.com
By Kristina Mišić access_time 2 min read

Chime is an American financial technology company that provides fee-free mobile banking services provided and owned by The Bancorp Bank or Central National Bank. Founded in San Francisco, California, the company started as an alternative to traditional banking; Chime launched publicly on April 15, 2014, on the Dr. Phil Show

In October 2017, Chime upgraded from the domain ChimeBank.com to the EBM (Exact Brand Match) Chime.com acquired from Chime Interactive. In April 2020, in response to the financial strain of the COVID-19 pandemic, Chime announced a pilot program to provide users who e-filed tax returns with the IRS a $1,200 advance on the Economic Stimulus Payment via SpotMe, Chime’s fee-free overdraft product. Chime later announced the successful processing of over $375,000,000 in stimulus payments one week ahead of the scheduled government disbursement date.

In May 2021, the popular “digital bank,” as it is often called, ran afoul of the California Department of Financial Protection and Innovation for using “ChimeBank” in its website address, as well as using the term “bank” and “banking” elsewhere in its advertisements, according to the agency in a settlement agreement. Considering Chime is a financial technology company, not a bank, Chime agreed to stop using the term “bank” in its marketing in May 2021. Smartly, the company invested in the domain name Chime.com on time.

n August 2021, Chime Financial raised $750 million in a Series G funding round led by investor Sequoia Capital Global Equities. This values the company at about $25 billion.


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